Helpful Tips Posts

How do I insure a commercial fishing boat?

In addition to tourism, fishing is a large industry in the Maritimes. This industry keeps commercial insurance advisors and marine experts at MCT Insurance busy.

“Our business revolves around the fisheries, we insure the fishers as well as the fish plants,” said Rose Wade, MCT commercial insurance manager. “Fish from the Maritimes are shipped all over the world. Insurance for these customers is unique; it’s whole different kettle of fish, so to speak.” 

Ask a Broker: What can I expect when filing my first insurance claim?

As with any new experience, making an insurance claim for the first time can feel like unfamiliar territory. Learn how our MCT Insurance brokers help in the process and, depending on the claim you make, how it may unfold.

Three tips to protect vacant or unoccupied properties

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You’ll likely hear of “vacant” or “unoccupied” properties. These words have important meaning when it comes to insurance. A property is “vacant” when the owner does not intend to return – such as when it is sold. An “unoccupied” property means the owner is away temporarily – such as being on vacation.

Advising customers on what insurance coverage they need for vacant or unoccupied properties is a regular occurrence for MCT Insurance.

10 tips to help protect your business from cyber threats

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Today’s digital world offers convenience, accessibility and speed. At the same time, it also makes users and businesses vulnerable to cyber threats such as viruses, data breaches and identity fraud.

Does your business have the safeguards in place to prevent cyber threats, and most importantly, to protect your business if a cyber incident takes place?

Insurance is never secondary, especially for secondary suites

secondary_suite_MCTRenting out a secondary suite in your home can be a great way for a homeowner to supplement their mortgage payments while providing renters with affordable housing. Whether you are renting out a secondary suite in your home or renting one yourself, there are important insurance factors to consider.