Helpful Tips Posts

Hurricane season and homeowners: prepare with home insurance

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Hurricane season in Canada starts in June and lasts until the end of November. This is when northern Atlantic Ocean waters are warm enough to support conditions for hurricanes, tropical storms and other severe weather. Atlantic Canada sees an average of six tropical storms a year. With a minimum wind speed of 120 kilometers per hour, torrential rainfall and storm surges, hurricanes can cause substantial damage to home properties.

Protecting your belongings from seasonal-weather scenarios

Protect your belongings from seasonal changes

As the seasons change in Atlantic Canada, they can bring sudden thawing and freezing, large volumes of run-off water and precipitation or storms. These seasonal changes can create scenarios where your belongings could be at risk, such as your home or car. We outline a few scenarios on what to do and share tips on preventative measures.

Insurance for recreational boats

 

Heading out on the open water involves a variety of “checks” such as checking the weather and checking if life jackets are on hand. Ensuring the right insurance is in place is another important “check.” Insurance for recreational boats provides coverage for a wide variety of scenarios including potential lawsuits which may occur because of an accident. As part of owning a recreational boat, here are four common insurance “checks” boat owners should consider.

Ask a Broker: What can I expect when filing my first insurance claim?

As with any new experience, making an insurance claim for the first time can feel like unfamiliar territory. Learn how our MCT Insurance brokers help in the process and, depending on the claim you make, how it may unfold.

Three tips to protect vacant or unoccupied properties

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You’ll likely hear of “vacant” or “unoccupied” properties. These words have important meaning when it comes to insurance. A property is “vacant” when the owner does not intend to return – such as when it is sold. An “unoccupied” property means the owner is away temporarily – such as being on vacation.

Advising customers on what insurance coverage they need for vacant or unoccupied properties is a regular occurrence for MCT Insurance.