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"Enter to Win a trip for two to the Royal Agricultural Winter Fair 2018” Contest Rules

"Enter to Win a trip for two to the Royal Agricultural Winter Fair 2018" (the "Contest")


No purchase is necessary to win.


The Contest is being held by Macdonald Chisholm Trask Insurance aka MCT Insurance, (the “Contest Sponsor”) and begins 12:01AM ADT on November 1, 2017 and will end at 11:59PM ADT on July 31, 2018 (the “Contest Period”), after which time the Contest will be closed and no further entries will be accepted.


To be eligible for the Contest, an individual must be:
  1. the age of majority in Nova Scotia or older at the time of entry.
  2. a permanent resident of Nova Scotia, and
  3. a registered member with the Nova Scotia Federation of Agriculture (N.S.F.A.)
  4. requesting a quote upon a farm insurance policy from an MCT Insurance broker, and
  5. the insurance quote qualifies under the MCT Farm Advantage program. 
Contest Sponsor, their respective parent company, affiliates, subsidiaries, related companies, advertising and promotional agencies, and the household members of any of the above, are not eligible to participate in the Contest (the above requirements collectively constitute all “Eligible Persons”).


NO PURCHASE REQUIRED. To enter without purchase or obligation, an individual must request a quote upon a farm insurance policy that qualifies under the MCT Farm Advantage Program from an MCT Insurance broker between November 1, 2017 to July 31, 2018. The individual must provide the individual’s last name, first name (excluding any nickname), age, full address with postal code, telephone number with area code, email address (if applicable). Upon receipt of this information by the Contest Sponsor, the individual will automatically be entered through one (1) entry.
One entry per person for a farm insurance quote received through MCT Insurance by an individual during the Contest Period, the individual automatically receives one (1) entry form.
There is a limit of one (1) entry per person. The odds of winning are dependent on the number of entries received.
Offers may change without notice.


There will be two (2) return flights to Toronto, two (2) VIP tickets to the 2018 Royal Agricultural Winter Fair, three (3) nights hotel accommodation and $500 spending money for an estimated total value of $3,500 (the “Prize”).  One (1) Prize will be awarded to an Eligible Person who is a resident in Nova Scotia, a registered member with the Nova Scotia Federation of Agriculture (N.S.F.A.), and an individual must request a quote upon a farm insurance policy from an MCT Insurance broker. The Prize is non-exchangeable, non-transferable, non-refundable, has no cash surrender value and must be accepted by the Winner as awarded.  The Contest Sponsor does not make any express or implied warranty about the Prize, and, as such, is not responsible for any dissatisfaction with the Prize or for any taxes, landing and departure fees, and other charges and surcharges that may be applicable.  The Contest Sponsor reserves the right to substitute a prize of equal or greater value in the event that the specified Prize is unavailable due to circumstances beyond the Contest Sponsor’s control.  Arrangements will be made by the Contest Sponsor to deliver the Prize to the Winner.  The Winner must meet all other eligibility criteria as well as any applicable company policies of the Contest Sponsor. Date of deliver of the Prize to the Winner will based on Manufacturer availability.


There will be a random draw for the Prize at MCT Insurance’s Bedford office on Tuesday July 31, 2018 at 4:00 pm ADT. One (1) entry from an Eligible Person who is a resident in Nova Scotia and obtained a quote from MCT Insurance between November 1, 2017 to July 31, 2018 will be manually selected at random among all entries received during the Contest Period, in order to award the Prize described.  All entries received meeting the eligibility criteria herein will be part of the same draw and will be treated equally for the purposes of selecting an entrant (the “Selected Entrant”).
The Selected Entrant will be notified by telephone shortly after the draw and instructed how to claim his/her prize.  To be declared the winner, the Selected Entrant must correctly answer a time-limited, mathematical skill-testing question.  In the event the Selected Entrant cannot be located, is unable to answer the skill-testing question or does not respond within fourteen (14) days of prize notification, the entrant will be disqualified and another entrant will be chosen.


The Contest Sponsor reserves the right, in its sole discretion to cancel or suspend this Contest should an event beyond its reasonable control corrupt the security or proper administration of the Contest, or for any other reason whatsoever.  The Contest Sponsor and its affiliates may, at their sole discretion and without liability, rescind or amend this Contest at any time.
Any person entering this Contest or trying to do so by any means which would be unfair to the other entrants, contrary to the Rules or illegal, including computer hacking, amongst others, will be automatically disqualified and may be subject to prosecution, as the case may be.  Decisions by the Contest Sponsor in regard to this paragraph are final and binding.
In order to be confirmed a winner and receive a prize, the selected entrant will be required to sign the Contest Sponsor’s form of Declaration of Compliance and Release which confirms compliance with these official Contest Rules and releases the Contest Sponsor from all liability with respect to the entrant’s participation in this Contest and the awarding and use of the Prize.
By entering this Contest, each Selected Entrant acknowledges and agrees that the Contest Sponsor: (i) shall have no liability of any kind whatsoever with respect to this Contest and/or the awarding or use of the prize, (ii) make no warranty, guaranty or representation of any kind concerning the prize, (iii) disclaim any implied warranty, and (iv) are not liable for injury, loss or damage of any kind resulting from the entrant’s acceptance or use of the prize or otherwise from such entrant’s participation in this Contest, and (v) are not liable for any claim arising from a the Selected Entrant’s use of or dissatisfaction with a prize.
By entering this Contest, the Selected Entrant authorizes the Contest Sponsor to use as required, his/her name, photograph, picture, place of residence, voice and (or) statement in connection with the Prize, for advertising purposes, without remuneration or compensation of any kind.
The Contest Sponsor is not liable for faulty technology that makes it difficult or renders any person(s) unable to enter or win the Contest.
By entering this Contest, you acknowledge having read these Rules and agree to abide by them.
A copy of these Rules are available upon request.
Contest is subject to all federal, provincial and municipal laws.